SIP Calculator

Estimate your mutual fund returns with a Systematic Investment Plan (SIP).

📊 SIP Calculator — FY 2026-27

Calculate your mutual fund investment returns with optional step-up contributions

📊 Investment Details

Enter your investment plan to see your projected corpus

Initial Lump Sum Investment

₹

Optional. Enter 0 if starting with only monthly SIP.

Monthly SIP Amount

₹

How much will you invest every month?

Expected Annual Return12%

Conservative (5%)Moderate (12%)Aggressive (20%)

Historical mutual fund returns: Balanced funds ~10–12%, Equity funds ~12–15%

Investment Horizon10 years

Short (5 yrs)Medium (15 yrs)Long (40 yrs)

📈 Step-Up SIP? (Increase monthly contribution annually)

📈 Your Investment Corpus

Final Corpus

₹23.00L

Your total investment value after 10 years

Total Invested

₹12.0L

Principal amount

Total Gains

₹11.0L

Growth from returns

Gain Percentage

91.7%

Growth on your invested amount

📊 Corpus Growth Over Time

What is a SIP (Systematic Investment Plan)?

A SIP allows you to invest a fixed amount regularly in mutual funds. It helps in building wealth over time through disciplined investing and the power of compounding.

Why should you invest in SIP?

You don’t need a large amount to start investing.
It reduces the impact of market volatility.
It builds long-term wealth efficiently.

How does this SIP calculator help?

This calculator helps you estimate your total investment, returns earned, and final corpus based on your monthly investment, expected return rate, and investment duration.